Legally Bharat

Fintechs shun quick credit as RBI cracks down on unsecured loans, ET LegalWorld

A slew of fintech startups that offered short-term credit, primarily to office goers, are either discontinuing or scaling back their offerings as the central bank tightens its norms for short-duration unsecured lending, people aware said. Fintech startup Uni Cards, which offered an ‘advance salary’ product named Paychek, recently shut down the product. In a communication […]

Indiabulls Commercial Credit Ltd. vs Ambience Private Ltd. on 23 December, 2024

Delhi High Court Indiabulls Commercial Credit Ltd. vs Ambience Private Ltd. on 23 December, 2024 Author: C. Hari Shankar Bench: C. Hari Shankar $~ * IN THE HIGH COURT OF DELHI AT NEW DELHI Reserved on: 18 September 2024 Pronounced on: 23 December 2024 + O.M.P.(I) (COMM.) 401/2023, I.As. 4358/2024 & 34878/2024 INDIABULLS COMMERCIAL CREDIT […]

SC sets aside NCDRC’s 2008 order that barred banks from charging interest rates over and above 30% from credit card holders, ET LegalWorld

Deciding a 16-year-old appeals by private lenders including Citibank, Standard Chartered Bank, American Express, and Shanghai Bank, the Supreme Court on Friday set aside the National Consumer Disputes Redressal Commission’s 2008 order that barred banks from charging interest rates over and above 30% from credit card holders. This in effect means that charging interest at […]

CCI clears JM Financial’s 43 pc stake buy in JM Fin Credit Solutions, ET LegalWorld

Fair trade regulator CCI on Tuesday cleared JM Financial’s proposed acquisition of a 43 per cent stake in JM Financial Credit Solutions Ltd. JM Financial Credit Solutions is an RBI-registered systemically important non-deposit-taking non-banking finance company (NBFC). It is a subsidiary of JM Financial Ltd (JMFL). It is engaged in wholesale lending activities with a […]

DGGI sends 300 notices to cos’ top brass over input tax credit, ET LegalWorld

The Directorate General of Goods and Services Tax Intelligence (DGGI) has sent out over 300 show-cause notices to promoters, directors and top management of companies. It has also sought to impose penalties, as high as 100%, for wrongfully availing input tax credit. These notices, sent to top management in the first week of August for […]

Sebi allows mutual funds to buy, sell credit default swaps, Legal News, ET LegalWorld

Markets regulator Sebi on Friday allowed mutual funds to both buy and sell Credit Default Swaps (CDS), a move aimed at increasing liquidity in the corporate bond market. This flexibility to participate in CDS would serve as an additional investment product for mutual funds, Sebi said in a circular. Earlier, mutual funds were only permitted […]